Smartech’s guide to comparing mobile phone tariffs

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Our Guide to helping you compare mobile phone tariffs

Trying to work out what is the best mobile phone tariff for yourself can be a challenge. That’s why our Smartech guide is here to help.

According to a recent Ofcom-accredited survey, seventy five percent of Britons on pay monthly deals are spending too much on their mobile phone contract. With the total overspend standing at a massive 3 billion plus each year.

More alarming is the fact this is happening despite a massive range of contracts to choose from and comparison sites that help you track down the best deals.

So we will try to answer your question: “what’s contract is best for me?” and help you avoid paying over the top for something you don’t really need.

Finding the right mobile phone tariff

If you’re getting a new mobile phone then there are two major things you need to consider: the handset and the tariff itself.

If you don’t know what mobile phone you’re after, we’re in a great position to help you. Take a look at some recent  mobile phone reviews . Here you’ll be able to filter deals by length of contract and cost. You’ll also be able to sort them by data, calls or texts allowance, so that picking a deal is easy no matter what your priority is. But before you even start to look here, you need to know what you are truly using in terms of Data, minutes and texts. Why? Because most people use far more or less than they actually need, resulting in the wrong contract being purchased. So to help, we are introducing you to a clever little site called bill monitor.  It determines your usage so that you do not buy what you don’t need.

Pay monthly or pay as you go, it’s your choice. Choose wisely.

Monthly contract mobile phone tariffs allow you to make monthly payments and usually include a set amount of minute’s data and texts. Exceed those minutes, data or texts and you could end up with a nasty shock and a large additional bill.

Pay as you go tariffs allow you to top-up your phone with credit in advance and then use your phone until that pre-paid credit runs out. People who like to have complete control over what they are spending prefer to use pay as you go.

What can be included in a phone tariff?

There are many elements to a mobile phone tariff, from inclusive calls and texts to emailing and data applications.

Inclusive minutes

Every mobile phone tariff should offer a deal on inclusive minutes, the amount is usually dependent on how much you pay each month.

Compare mobile phone and free calls deals through a comparison website. There’s many to choose from.

Inclusive texts

Much like inclusive minutes, most mobile phone tariffs will offer a set number of inclusive texts. This often includes a number of free texts that can be bumped up with an add-on bundle.

Data refers to content or information that you can access over the internet from your mobile, such web pages, music or video calls.

If you are someone who likes to make the most of the advanced technology available on your phone, you should make sure your mobile phone tariff includes a data bundle. But remember if you have broadband in your house it is usually far cheaper to have your mobile automatically switch to this if your there. This can be a huge saving.

International

Calls from mobiles when you’re abroad can be very expensive. However, if you plan to use your mobile abroad a lot, you can sign-up to a mobile phone tariff that gives you a good rate on international roaming. For example 3 has a Tariff that allows you to use your contract like you were in your home country. See here

Contract lengths

Phone contract lengths vary considerably. If you’re the kind of person who upgrades your phone regularly, it might be a good idea to choose a 12-month contract. But there are other options. Purchase you own handset Sim free. Then buy a Sim card from the network of your choice. Many bundles start as low as £5 per calendar month. You do the Maths.

The main advantage of longer term contracts is that the length of the contract can sometimes mean you’ll pay a lower monthly premium.

You are also likely to pay a reduced sum for the handset itself or even pay nothing. But remember there is no such thing as Free. The price will have the purchase of the phone factored into the bundle.

We hope you found this useful. If you did, please like us on Facebook Thank you!

 

Coming shortly SIM Free Phones to give you the edge.

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